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XLM Minimums

Stellar accounts at Zero Hash must maintain a minimum balance of 2.5 lumens and so you cannot withdraw this minimum. This minimum is calculated using the formula: (2 + # of co-signers) × base reserve. Your wallet has 3 co-signers and the base reserve is 0.5 XLM, so this equates to 2.5 XLM. The base fee and base reserve values are provided by the latest ledger.