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How are fiat asset deposits processed?

Zero Hash accepts fiat asset deposits into a number of U.S.-regulated, FDIC member banks and depository institutions. Instructions for depositing to Zero Hash are located in the portal, under the Participants header, Deposits sub-header. Bank wires and transfers must include your unique participant code as the Recipient Instructions/Message to ensure that we can associate the deposit with your account. No other information should be included.

Fiat deposits are processed into Zero Hash upon notice of receipt from the depository institution. Notice is dependent on the deposit method and corresponding cutoff timelines:

  • U.S. Domestic wires are automatically processed upon receipt, however deposits must be received by our depository institution before 3:00pm Central to ensure we receive notice same day
  • US International wires are automatically processed upon receipt, however deposits must be received by our depository institution before 3:00pm Central to ensure we receive notice same day
  • Non-USD wires are automatically processed upon receipt, however deposits must be received by our depository institution before 3:00pm Central to ensure we receive notice same day except for the currencies below:
    • EUR and GBP: 7:30am Central - 8:30am Central (for same day value)
    • JPY and Other Foreign Currencies: 3:00pm Central (for next day value)
  • Real-time transfers via SEN or SigNet are automatically credited 24 hours per day, 365 days per year